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“I am an agent and part owner of Bedford Mutual Insurance Agency. I have actively been in the insurance business for 23 years. I am licensed in Property & Casualty and also Life and Health. While I have responsibilities as an owner, my primary job is as an agent. I take being an agent very seriously and pride myself on doing the very best job that I can for all of our customers. Yes, I certainly want our agency to be profitable, however, I will never lose sight of the fact that the confidence and trust that we develop with your customers is the most important factor in our success or failure.
You the customer and client are my boss and I will always give you the attention, respect and service that you deserve.”


–Don Atkins, Agent and Owner of Bedford Mutual
Home – 540-265-0795


“Thank you for visiting our website. Insurance is a very interesting and challenging field of work. I strive to assist and guide clients in the insurance market to protect their most valuable assets that they have worked so hard for. Your home, mobile home, double wide, personal belongings that you have worked years for can go up in flames in just minutes. You must be protected for the “unexpected” disasters.
I am a licensed property and casualty agent. I have 26 years of experience in insurance. I am a Bedford County native and I take pride in our agency and serving people. We, at Bedford Mutual Insurance Agency treat our clients as people not as another number on the books. We are honest, caring individuals who work hard for your trust and confidence. We appreciate the many referrals our existing clients give their friends, family, and neighbors so they too can receive the same “personal hometown” service.
If you are considering building a new home or buying one, give us an opportunity to give you a free quote. We invite you to be a part of our family at Bedford Mutual.”
–Wanda Toms, Agent and Owner of Bedford Mutual
Home – 540-586-3308


“I have been with Bedford Mutual Insurance Agency for ten years. I am licensed in property and casualty and life and health. I have lived in Bedford County all of my life and now live and work in the southside of the county. Some of the areas I serve include, but are not limited to: Huddleston, Lynch Station, Moneta, Smith Mountain Lake, and as far as Altavista, Gretna, and Hurt.
I take Pride in finding the best deals and coverage’s for my clients. I work hard to make sure my clients are satisfied and get the service they deserve no matter what day of the week or time of day. I believe you should get what you pay for. When you take out an insurance policy you not only pay for coverage’s but, the help you need to make sure your investments, health, life, and most importantly, your wallet is protected.
If you are in need of insurance or just help figuring out what your needs are, please give me a call.”
–Callie Robertson
Home – 540-297-7509